PROPERTY GUIDES & INSIGHTS
MM2H Malaysia: Requirements, Costs & How to Apply
Jacee New Launch · Updated 7 October 2026
Thinking of making Malaysia your second home? Compare the MM2H categories, understand the costs and see how a Kuala Lumpur property purchase fits into your plans.
The short answer
What is Malaysia My Second Home (MM2H)?
Malaysia My Second Home (MM2H) is a long-term stay programme for eligible foreigners. Often called the MM2H visa, it allows approved participants to stay in Malaysia on a renewable pass. It does not give you permanent residence or citizenship. Buying a condo alone does not give you an MM2H pass.
This guide focuses on federal MM2H for readers considering Kuala Lumpur. Separate state programmes and the SEZ/SFZ route should not be mixed into a KL property budget.
01 / Choose your category
What are the minimum MM2H requirements?
For the three categories below, the main applicant must be at least 25. The fixed deposit and the property purchase are separate commitments.
| Compare the essentials | Silver5 years · renewable | Gold15 years · renewable | Platinum20 years · renewable |
|---|---|---|---|
| Fixed depositUSD · money held in the bank | USD 150,000 | USD 500,000 | USD 1,000,000 |
| MM2H property minimumMYR · programme requirement | MYR 600,000 | MYR 1,000,000 | MYR 2,000,000 |
| Buying in Kuala LumpurMYR · usual minimum after applying both rules* | MYR 1,000,000 | MYR 1,000,000 | MYR 2,000,000 |
| Participation feeMYR · listed minimum | MYR 1,000 | MYR 3,000 | MYR 200,000 |
| Renewal feeMYR · listed category fee | MYR 1,500 | MYR 3,000 | MYR 5,000 |
Swipe the table to compare all three categories.
Programme amounts: official MM2H overview. These fees exclude the operator’s charges and other expenses. Pass endorsement depends on passport validity.
*The KL row applies the higher of the programme requirement and the usual RM1 million foreign-buyer threshold. Property eligibility and approval still need to be confirmed for your unit. See the Silver example below.
Silver explained simply
MM2H Silver: three things to plan for.
Here is what Silver looks like if you are planning to buy a home in Kuala Lumpur.
Your fixed deposit
USD 150,000
Place the required deposit in a licensed Malaysian bank. After approval, you can apply to withdraw up to 50% for approved purposes, including a property purchase.
Your property in KL
MYR 1,000,000 minimum*
Silver’s programme minimum is MYR 600,000, but KL’s usual foreign-buyer threshold is higher. Plan around MYR 1 million for a KL purchase, subject to the unit’s eligibility and approval.
Your time in Malaysia
*KL threshold: government property guidance. The three points above summarise the main commitments; application and family eligibility checks still apply.
Your budget
MM2H costs: what else will you need to pay?
Beyond the fixed deposit and property price, allow for these expenses:
Application
The government fees above, operator’s service fee, pass and visa charges, plus document translation or certification where needed.
Health & insurance
Medical checks and applicable insurance. Ask for a quotation based on your age and the family members joining you.
Buying your home
Legal fees, applicable stamp duties and consent costs. Allow for furnishing and ongoing maintenance too.
Ask for an itemised quotation so you can see what the package includes and avoid counting the same fees twice.
The application
How to apply for MM2H.
Apply through a MOTAC-licensed MM2H operator. They handle the submission; Immigration decides the outcome.
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Choose your category
Confirm your eligibility, family members and budget with the operator.
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Prepare & submit
Get your operator’s checklist for passports, financial records, good-conduct and family documents. Agree the fees before submission.
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Complete the approval conditions
Follow the instructions for your deposit, medical checks, pass endorsement and property purchase.
Your operator should confirm the sequence and deadlines in your approval letter. Official application guidelines.
Before you get started
MM2H frequently asked questions.
Can I include my family in an MM2H application?
Spouses, eligible children, parents and parents-in-law can be included. Have your operator confirm the conditions and documents for each person.
Does MM2H still require a minimum offshore income?
MOTAC says this requirement has been abolished for all categories. The fixed deposit and other programme conditions still apply.
Can I sell the MM2H home later?
The programme restricts selling the qualifying home for ten years, except when upgrading to a higher-value home.
Checked against MOTAC’s FAQs. Confirm the current conditions when applying.
Finding your home
Planning to buy in Kuala Lumpur?
Tell Jeremy your budget, preferred area and when you would like to move. We can help you compare homes in KLCC and Damansara Heights, and check current developer offers.
Selected offers may lower your purchase costs. We can discuss the available options privately; your lawyer and MM2H operator should confirm that the purchase meets the requirements.